Advisor Education & Training Center
Indexed Universal Life Accumulation
Putting the One Big Beautiful Bill to Work in Your Business
⏲ 6 min read ⏲ While summaries and analysis of the impact of the One Big Beautiful Bill Act (OBBBA) are readily available, challenges around how to quantify any increased free cash flow for a…
An Estate Tax Planning Loophole for Foreign Nationals
⏲ 3 min read ⏲ While estate tax uncertainty is the order of the day for U.S. Citizens, other elements of U.S. Estate Tax Law remain unchanged: Estate taxes due on U.S. Assets owned by…
Buy-Sell Strategy: Flexibility Without Administrative Headaches
⏲ 5 min read ⏲ Balancing convenience with long-term flexibility and efficiency in buy-sell planning boils down to one key question: How can we enhance planning flexibility and tax efficiency without increasing administrative complexity or…
Can You Spend the Same Dollar Twice?
⏲ 4 min read ⏲ That’s exactly what many think is possible with accumulation products that also offer living benefits. The truth is that an income, living benefits and death benefits all come from the…
Don’t Outgrow Your Business Insurance
⏲ 4 min read ⏲ Best practices exist for a reason, as do products that may cost a bit more but offer superior value. In this real-life example, an insurance solution that is built for…
A Planning Swiss Army Knife on Steroids
⏲ 4 min read ⏲ Today, client’s available dollars for financial planning need to go further, and life insurance products that offer a broader value proposition are a great solution. That said, solutions that try…
Strategic Income from Downside Protected Life Insurance Products
⏲ 7 min read ⏲ A more thoughtful approach regarding when to take income from downside-protected insurance assets can make a massive difference in retirement outcomes for clients. In this case, it prevents the depletion…
Riding the First Wave of the Wealth Transfer
⏲ 3 min read ⏲ We often focus on the massive wealth transfer from baby boomers to their children and grandchildren. But the first—and often overlooked—step is what happens when one spouse, usually the husband,…
Succession Solutions for Single Owner Businesses
⏲ 5 min read ⏲ The lack of a second business owner does not eliminate the need for effective buy/sell planning. A well thought out, formal agreement with proper funding can still accomplish the owner's…
The Stretch IRA Second Sale
⏲ 2 min read ⏲ While SECURE Act 2.0 is generated quite a bit of conversation in retirement planning circles, it has not had near the impact in the life insurance segment that the original…
Key Employee Retention & Retirement – The Retirement Gap
⏲ 2 min read ⏲ In the business market, top performers often command a more robust suite of benefits than the rest of the company. Unfortunately for some, that is not always the case...
A “Balanced” Approach to Accumulation IUL Case Design
⏲ 2 min read ⏲ The conventional approach to designing accumulation-focused Indexed UL strategies involves minimizing the death benefit. Often, this is combined with using the maximum AG49 compliant illustrated rate to squeeze every dollar…
