Real Numbers Don’t Lie: The Perfect Climate For An Estate Freeze
This is a guest blog written by Justin W. Smith, founder of the insurance consulting firm, Balanced Strategies, LLC. This is part 3...
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How Cavalier Found A Super-preferred Offer For A Client With CAD
the situation: When 63-year-old Paul* was seeking $7 million of life insurance coverage to fund his buy/sell agreement, he and his...
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How Cavalier Replaced A $542k Dormant Asset With A $4.5 Million Ltc Pool With Moneyguard
the situation: When 48-year-old Jack* and his wife, 46-year-old Sandra, became increasingly frustrated with the lack of return on...
Read more![[comparison Chart] Inflation Adjusted Returns: Life Insurance Products Vs. Other Assets](https://cavalierassociates.com/wp-content/uploads/2013/08/compare-770x434.png)
[comparison Chart] Inflation Adjusted Returns: Life Insurance Products Vs. Other Assets
Justin Smith, following up from part 2 of his 3-part guest blog series on why owning life insurance is important during periods of...
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Why Owning Life Insurance Is Important During Periods Of Rising Inflation
This is a guest blog written by Justin W. Smith, founder of the insurance consulting firm, Balanced Strategies, LLC. This is part 2...
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Special Presentation: Why Life Insurance Produces Better Real-real Returns Compared To Other Assets
Justin Smith, author of this week’s guest post on why life insurance produces better real real returns compared to other...
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Why Life Insurance Produces Better Real-Real Returns For Your Clients
This is a guest blog written by Justin W. Smith, founder of the insurance consulting firm, Balanced Strategies, LLC. This is part 1...
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Fixed, Variable Or Participating Loans – Which Is Best For Your Clients?
When is $1MM not $1MM? When it’s in a life insurance contract! It could be more than $1MM. It could be less. The challenge lies in...
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Never Receive A Premium Increase Letter Again
Every producer has seen one: A notice from the carrier that a client’s life insurance premiums are increasing. Experienced agents...
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How Cavalier Helped A 68-year-old Cancer Survivor Rescue An Underperforming Survivorship Whole Life Contract
the situation: When 68-year-old Jerry and his 67-year-old wife Harriet* were seeking $3.5 million of Survivorship Universal Life...
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The Massive, Hidden Tax Deduction For Moneyguard In A C-corp
Almost every business owner is interested in more tax deductions. Of course, they are most interested in CURRENT deductions, but...
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Three Solutions For Estate Tax Uncertainty
In our last discussion about President Obama’s 2014 proposed budget, I wrote that changes to estate tax law included in the...
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Accumulation Funding: Less Is More?
This is a guest blog written by Bobby Samuelson, founder of SamuelsonDesign and executive editor of The Life Product Review. You...
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Three Great Alternatives For Large Lump Sums
A few weeks ago, we talked about the lump sum capacity problem producers are facing based on restrictions on first year premiums...
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You Can Do That?
Sure, we do it all the time. So what is the “it” in question? 1035 exchange a policy with a loan balance. While it is...
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A Closer Look At New Money Vs. Portfolio Rates
New isn’t always better. But then again, sometimes it is. The key is to know the difference, and when we’re talking about carriers...
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