Considerations in Forming a Special Needs Trust
Estate planning is an important part of every family’s financial strategy, but parents with a special needs child have an even...
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Shifting Sands: Coronavirus, Regulatory Changes and the Insurance Business
A financial planner of our acquaintance, suffering a bit from e-cabin fever induced by the long New York lockdown, was lamenting...
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Hedge Now: Tax Hikes Likely in Coronavirus’s Wake
How much has the coronavirus outbreak cost the US federal government? Hard answers are in short supply – ideology and politics...
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For HNW Clients, Cash Value Life Insurance Offers Solid Planning Value
Universal and whole life insurance policies seem to be slipping out of favor with estate planners and financial advisors. They rate...
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Using Social Security to Create a Legacy Safety Net
It is with tempered joy that our team greets the news of a measured relaxing of stay-at-home and social distancing rules. Malls are...
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Create a Safe Destination for Company Cash Reserves
The COVID 19 pandemic has served up a number of lessons for us all, with some of these lessons coming at great cost. This is a...
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With Interest Rates at Rock Bottom, Asset Sales to Trusts are an Attractive Estate-Planning Strategy
While the COVID-19 pandemic has put many businesses on their heels, it’s presented unique opportunities to a few. Estate planning...
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Low Interest Rates Lead to a Surge in Estate Planning: Leverage a GRAT to Transfer Assets to Heirs on a Tax-Advantaged Basis
It’s said that every dark cloud has a silver lining, and even the COVID-19 pandemic has managed to engender one benefit. Namely...
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Advisory Expertise: Aiding Clients Worried About Unemployment
In the US, the coronavirus crisis has deeply undercut a formerly burgeoning economy. Millions of Americans have filed unemployment...
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Scrapping the Old Plans: Insurers Grapple with the Corona Crisis
Military leaders follow an old aphorism, trenchant and transferable to most walks of life. It runs like this: no plan survives...
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Coronavirus Pandemic Accelerates Evolution in the Insurance Industry
Once upon a time, buying a life insurance policy involved a lengthy and complicated underwriting process. At worst, it could take...
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Rising Demand for Wills and Planning in the Coronavirus Epoch:
An old colleague rang up from overseas for a catch-up call last week. He’s changed since the old days, has become better balanced...
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Life Insurance: An Investment Fit for a Bank
Like any going concern of a certain size, your typical bank seeks to guard against retirement income shortfalls for key executives...
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I Don’t Want to Be a Burden: Why People Buy Long-Term Healthcare Plans
In the days before coronavirus, the crisis on financial planners’ lips was the long-term healthcare variety. Our concern was how...
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Don’t Be Scared, Be Prepared: Short-Term Succession Planning Issues in the Coronavirus Era
In light of recent events, our team held an emergency e-conference to review our short-term succession plans. So far, we’ve escaped...
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A Guide to Thriving as an Advisor in the Time of COVID-19
At the moment, the entire planet faces high volatility in the financial markets, not to mention other challenges. In a world such...
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