BEGIN:VCALENDAR VERSION:2.0 PRODID:-//Cavalier Associates - ECPv6.18.0//NONSGML v1.0//EN CALSCALE:GREGORIAN METHOD:PUBLISH X-ORIGINAL-URL:https://cavalierassociates.com X-WR-CALDESC:Events for Cavalier Associates REFRESH-INTERVAL;VALUE=DURATION:PT1H X-Robots-Tag:noindex X-PUBLISHED-TTL:PT1H BEGIN:VTIMEZONE TZID:America/Los_Angeles BEGIN:DAYLIGHT TZOFFSETFROM:-0800 TZOFFSETTO:-0700 TZNAME:PDT DTSTART:20250309T100000 END:DAYLIGHT BEGIN:STANDARD TZOFFSETFROM:-0700 TZOFFSETTO:-0800 TZNAME:PST DTSTART:20251102T090000 END:STANDARD BEGIN:DAYLIGHT TZOFFSETFROM:-0800 TZOFFSETTO:-0700 TZNAME:PDT DTSTART:20260308T100000 END:DAYLIGHT BEGIN:STANDARD TZOFFSETFROM:-0700 TZOFFSETTO:-0800 TZNAME:PST DTSTART:20261101T090000 END:STANDARD BEGIN:DAYLIGHT TZOFFSETFROM:-0800 TZOFFSETTO:-0700 TZNAME:PDT DTSTART:20270314T100000 END:DAYLIGHT BEGIN:STANDARD TZOFFSETFROM:-0700 TZOFFSETTO:-0800 TZNAME:PST DTSTART:20271107T090000 END:STANDARD END:VTIMEZONE BEGIN:VEVENT DTSTART;TZID=America/Los_Angeles:20260728T113000 DTEND;TZID=America/Los_Angeles:20260728T130000 DTSTAMP:20260729T151410Z CREATED:20260604T223013Z LAST-MODIFIED:20260729T151410Z UID:31455-1785238200-1785243600@cavalierassociates.com SUMMARY:The $1.37 Million Blind Spot: Dominating Retail Case Design DESCRIPTION:About the EventJoin us for an exclusive Lunch & Learn event where we’ll explore 10 distinct ways to leverage the John Hancock Vitality program.  Enjoy lunch on us while gaining valuable insights to help you better serve your clients! What You’ll Learn: Mitigating Costs & Underwriting Hurdles: Discover how client engagement can significantly lower lifetime premium outlays\, create decreasing premiums\, or mathematically offset the extra costs of substandard health ratings and additional ridersMaximizing Wealth & Death Benefit: Learn strategies to force a policy to accumulate more cash value over time or drastically increase the total death benefit purchasing power for your clientsBuilding Advanced Policy Hedges: Explore advanced planning techniques that use engagement as an interest rate hedge to extend policy duration or allow clients to stop paying premiums years earlier than plannedEnhancing Term Flexibility: See how maintaining a healthy status can unlock enhanced privileges that extend the convertibility window for term life policiesSpeakers:👤 David Kopaloff – Brokerage/Marketing Specialist\, Cavalier Associates 👤 Kevin Yerkovich – Sales Vice President\, John Hancock Tuesday\, May 5\, 2026 at 11:30 am Water Grill\, 3300 Bristol St\, Costa Mesa\, CA 92626This event shifts the conversation from basic wellness perks to hard\, quantitative financial planning by exploring 10 distinct ways to leverage the John Hancock Vitality program. We will demonstrate how illustration software allows you to schedule realistic engagement levels tailored to any client\, whether they are a noncommittal 58-year-old or an active marathon runner. Join us to learn how to utilize this institutional-grade tool to solve complex case design challenges\, protect against market volatility\, and drive larger case sizes. \n\n \n \n \n\n \n Questions about the event?Reach out to Chris Hogan: 805-409-4498 | Chris.Hogan@CavalierAssociates.com URL:https://cavalierassociates.com/event/the-1-37-million-blind-spot-dominating-retail-case-design/ LOCATION:Il Fornaio\, Irvine\, 18051 Von Karman Ave\, Irvine\, CA\, 92612 CATEGORIES:Cavalier Associates In-Person Events ORGANIZER;CN="Chris Hogan":MAILTO:Chris.Hogan@CavalierAssociates.com END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Los_Angeles:20260728T120000 DTEND;TZID=America/Los_Angeles:20260728T133000 DTSTAMP:20260729T151433Z CREATED:20260625T171639Z LAST-MODIFIED:20260729T151433Z UID:31513-1785240000-1785245400@cavalierassociates.com SUMMARY:Most IULs Offer Potential - Secure Horizon Offers Guarantees DESCRIPTION:About the EventJoin us for an exclusive Lunch & Learn event where we’ll explore 10 distinct ways to leverage the John Hancock Vitality program.  Enjoy lunch on us while gaining valuable insights to help you better serve your clients! What You’ll Learn: Mitigating Costs & Underwriting Hurdles: Discover how client engagement can significantly lower lifetime premium outlays\, create decreasing premiums\, or mathematically offset the extra costs of substandard health ratings and additional ridersMaximizing Wealth & Death Benefit: Learn strategies to force a policy to accumulate more cash value over time or drastically increase the total death benefit purchasing power for your clientsBuilding Advanced Policy Hedges: Explore advanced planning techniques that use engagement as an interest rate hedge to extend policy duration or allow clients to stop paying premiums years earlier than plannedEnhancing Term Flexibility: See how maintaining a healthy status can unlock enhanced privileges that extend the convertibility window for term life policiesSpeakers:👤 David Kopaloff – Brokerage/Marketing Specialist\, Cavalier Associates 👤 Kevin Yerkovich – Sales Vice President\, John Hancock Tuesday\, May 5\, 2026 at 11:30 am Water Grill\, 3300 Bristol St\, Costa Mesa\, CA 92626This event shifts the conversation from basic wellness perks to hard\, quantitative financial planning by exploring 10 distinct ways to leverage the John Hancock Vitality program. We will demonstrate how illustration software allows you to schedule realistic engagement levels tailored to any client\, whether they are a noncommittal 58-year-old or an active marathon runner. Join us to learn how to utilize this institutional-grade tool to solve complex case design challenges\, protect against market volatility\, and drive larger case sizes. \n\n \n \n \n\n \n Questions about the event?Reach out to Chris Hogan: 805-409-4498 | Chris.Hogan@CavalierAssociates.com URL:https://cavalierassociates.com/event/most-iuls-offer-potential-secure-horizon-offers-guarantees/ LOCATION:Javier’s\, Los Angeles\, 10250 Santa Monica Blvd. #1005\, Los Angeles\, CA\, 90067\, United States CATEGORIES:Cavalier Associates In-Person Events ORGANIZER;CN="Chris Hogan":MAILTO:Chris.Hogan@CavalierAssociates.com END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Los_Angeles:20260820T173000 DTEND;TZID=America/Los_Angeles:20260820T193000 DTSTAMP:20260821T182925Z CREATED:20260729T200834Z LAST-MODIFIED:20260821T182925Z UID:31641-1787247000-1787254200@cavalierassociates.com SUMMARY:Happy Hour & Networking: The Changing LTC Conversation DESCRIPTION:About the EventJoin us for an exclusive Lunch & Learn event where we’ll explore 10 distinct ways to leverage the John Hancock Vitality program.  Enjoy lunch on us while gaining valuable insights to help you better serve your clients! What You’ll Learn: Mitigating Costs & Underwriting Hurdles: Discover how client engagement can significantly lower lifetime premium outlays\, create decreasing premiums\, or mathematically offset the extra costs of substandard health ratings and additional ridersMaximizing Wealth & Death Benefit: Learn strategies to force a policy to accumulate more cash value over time or drastically increase the total death benefit purchasing power for your clientsBuilding Advanced Policy Hedges: Explore advanced planning techniques that use engagement as an interest rate hedge to extend policy duration or allow clients to stop paying premiums years earlier than plannedEnhancing Term Flexibility: See how maintaining a healthy status can unlock enhanced privileges that extend the convertibility window for term life policiesSpeakers:👤 David Kopaloff – Brokerage/Marketing Specialist\, Cavalier Associates 👤 Kevin Yerkovich – Sales Vice President\, John Hancock Tuesday\, May 5\, 2026 at 11:30 am Water Grill\, 3300 Bristol St\, Costa Mesa\, CA 92626This event shifts the conversation from basic wellness perks to hard\, quantitative financial planning by exploring 10 distinct ways to leverage the John Hancock Vitality program. We will demonstrate how illustration software allows you to schedule realistic engagement levels tailored to any client\, whether they are a noncommittal 58-year-old or an active marathon runner. Join us to learn how to utilize this institutional-grade tool to solve complex case design challenges\, protect against market volatility\, and drive larger case sizes. \n\n \n \n \n\n \n Questions about the event?Reach out to Chris Hogan: 805-409-4498 | Chris.Hogan@CavalierAssociates.com URL:https://cavalierassociates.com/event/happy-hour-networking-the-changing-ltc-conversation/ LOCATION:On the Thirty\, Sherman Oaks\, 14622 Ventura Blvd #112\, Sherman Oaks\, 91403\, United States CATEGORIES:Cavalier Associates In-Person Events ORGANIZER;CN="Chris Hogan":MAILTO:Chris.Hogan@CavalierAssociates.com END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Los_Angeles:20260825T120000 DTEND;TZID=America/Los_Angeles:20260825T133000 DTSTAMP:20260826T183939Z CREATED:20260722T184346Z LAST-MODIFIED:20260826T183939Z UID:31595-1787659200-1787664600@cavalierassociates.com SUMMARY:Most IULs Offer Potential - Secure Horizon Offers Guarantees DESCRIPTION:About the EventJoin us for an exclusive Lunch & Learn event where we’ll explore 10 distinct ways to leverage the John Hancock Vitality program.  Enjoy lunch on us while gaining valuable insights to help you better serve your clients! What You’ll Learn: Mitigating Costs & Underwriting Hurdles: Discover how client engagement can significantly lower lifetime premium outlays\, create decreasing premiums\, or mathematically offset the extra costs of substandard health ratings and additional ridersMaximizing Wealth & Death Benefit: Learn strategies to force a policy to accumulate more cash value over time or drastically increase the total death benefit purchasing power for your clientsBuilding Advanced Policy Hedges: Explore advanced planning techniques that use engagement as an interest rate hedge to extend policy duration or allow clients to stop paying premiums years earlier than plannedEnhancing Term Flexibility: See how maintaining a healthy status can unlock enhanced privileges that extend the convertibility window for term life policiesSpeakers:👤 David Kopaloff – Brokerage/Marketing Specialist\, Cavalier Associates 👤 Kevin Yerkovich – Sales Vice President\, John Hancock Tuesday\, May 5\, 2026 at 11:30 am Water Grill\, 3300 Bristol St\, Costa Mesa\, CA 92626This event shifts the conversation from basic wellness perks to hard\, quantitative financial planning by exploring 10 distinct ways to leverage the John Hancock Vitality program. We will demonstrate how illustration software allows you to schedule realistic engagement levels tailored to any client\, whether they are a noncommittal 58-year-old or an active marathon runner. Join us to learn how to utilize this institutional-grade tool to solve complex case design challenges\, protect against market volatility\, and drive larger case sizes. \n\n \n \n \n\n \n Questions about the event?Reach out to Chris Hogan: 805-409-4498 | Chris.Hogan@CavalierAssociates.com URL:https://cavalierassociates.com/event/most-iuls-offer-potential-secure-horizon-offers-guarantees-cm/ LOCATION:Calo Kitchen & Tequila\, Costa Mesa\, 3333 Bristol St.\, Suite 1876\, Costa Mesa\, CA\, 92626\, United States CATEGORIES:Cavalier Associates In-Person Events ORGANIZER;CN="Chris Hogan":MAILTO:Chris.Hogan@CavalierAssociates.com END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Los_Angeles:20260917T120000 DTEND;TZID=America/Los_Angeles:20260917T133000 DTSTAMP:20260921T165444Z CREATED:20260810T222127Z LAST-MODIFIED:20260921T165444Z UID:31754-1789646400-1789651800@cavalierassociates.com SUMMARY:Give Clients More Than IUL Potential DESCRIPTION:About the EventJoin us for an exclusive Lunch & Learn event where we’ll explore 10 distinct ways to leverage the John Hancock Vitality program.  Enjoy lunch on us while gaining valuable insights to help you better serve your clients! What You’ll Learn: Mitigating Costs & Underwriting Hurdles: Discover how client engagement can significantly lower lifetime premium outlays\, create decreasing premiums\, or mathematically offset the extra costs of substandard health ratings and additional ridersMaximizing Wealth & Death Benefit: Learn strategies to force a policy to accumulate more cash value over time or drastically increase the total death benefit purchasing power for your clientsBuilding Advanced Policy Hedges: Explore advanced planning techniques that use engagement as an interest rate hedge to extend policy duration or allow clients to stop paying premiums years earlier than plannedEnhancing Term Flexibility: See how maintaining a healthy status can unlock enhanced privileges that extend the convertibility window for term life policiesSpeakers:👤 David Kopaloff – Brokerage/Marketing Specialist\, Cavalier Associates 👤 Kevin Yerkovich – Sales Vice President\, John Hancock Tuesday\, May 5\, 2026 at 11:30 am Water Grill\, 3300 Bristol St\, Costa Mesa\, CA 92626This event shifts the conversation from basic wellness perks to hard\, quantitative financial planning by exploring 10 distinct ways to leverage the John Hancock Vitality program. We will demonstrate how illustration software allows you to schedule realistic engagement levels tailored to any client\, whether they are a noncommittal 58-year-old or an active marathon runner. Join us to learn how to utilize this institutional-grade tool to solve complex case design challenges\, protect against market volatility\, and drive larger case sizes. \n\n \n \n \n\n \n Questions about the event?Reach out to Chris Hogan: 805-409-4498 | Chris.Hogan@CavalierAssociates.com URL:https://cavalierassociates.com/event/give-clients-more-than-iul-potential-manhattan-beach/ LOCATION:Saint & Second\, Manhattan Beach\, 3160 N Sepulveda Blvd\, Suite S100\, Manhattan Beach\, CA\, 90266\, United States CATEGORIES:Cavalier Associates In-Person Events ORGANIZER;CN="Chris Hogan":MAILTO:Chris.Hogan@CavalierAssociates.com END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Los_Angeles:20260922T113000 DTEND;TZID=America/Los_Angeles:20260922T130000 DTSTAMP:20260923T160835Z CREATED:20260820T162707Z LAST-MODIFIED:20260923T160835Z UID:31929-1790076600-1790082000@cavalierassociates.com SUMMARY:Beyond Self-Insuring: The High-Net-Worth Long-Term Care Playbook DESCRIPTION:About the EventJoin us for an exclusive Lunch & Learn event where we’ll explore 10 distinct ways to leverage the John Hancock Vitality program.  Enjoy lunch on us while gaining valuable insights to help you better serve your clients! What You’ll Learn: Mitigating Costs & Underwriting Hurdles: Discover how client engagement can significantly lower lifetime premium outlays\, create decreasing premiums\, or mathematically offset the extra costs of substandard health ratings and additional ridersMaximizing Wealth & Death Benefit: Learn strategies to force a policy to accumulate more cash value over time or drastically increase the total death benefit purchasing power for your clientsBuilding Advanced Policy Hedges: Explore advanced planning techniques that use engagement as an interest rate hedge to extend policy duration or allow clients to stop paying premiums years earlier than plannedEnhancing Term Flexibility: See how maintaining a healthy status can unlock enhanced privileges that extend the convertibility window for term life policiesSpeakers:👤 David Kopaloff – Brokerage/Marketing Specialist\, Cavalier Associates 👤 Kevin Yerkovich – Sales Vice President\, John Hancock Tuesday\, May 5\, 2026 at 11:30 am Water Grill\, 3300 Bristol St\, Costa Mesa\, CA 92626This event shifts the conversation from basic wellness perks to hard\, quantitative financial planning by exploring 10 distinct ways to leverage the John Hancock Vitality program. We will demonstrate how illustration software allows you to schedule realistic engagement levels tailored to any client\, whether they are a noncommittal 58-year-old or an active marathon runner. Join us to learn how to utilize this institutional-grade tool to solve complex case design challenges\, protect against market volatility\, and drive larger case sizes. \n\n \n \n \n\n \n Questions about the event?Reach out to Chris Hogan: 805-409-4498 | Chris.Hogan@CavalierAssociates.com URL:https://cavalierassociates.com/event/beyond-self-insuring-the-high-net-worth-long-term-care-playbook-la/ LOCATION:Il Moro Ristorante\, Los Angeles\, 11400 Olympic Blvd\, Los Angeles\, 90064\, United States CATEGORIES:Cavalier Associates In-Person Events ORGANIZER;CN="Chris Hogan":MAILTO:Chris.Hogan@CavalierAssociates.com END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Los_Angeles:20260923T113000 DTEND;TZID=America/Los_Angeles:20260923T130000 DTSTAMP:20260923T160839Z CREATED:20260820T162705Z LAST-MODIFIED:20260923T160839Z UID:31941-1790163000-1790168400@cavalierassociates.com SUMMARY:Beyond Self-Insuring: The High-Net-Worth Long-Term Care Playbook DESCRIPTION:About the EventJoin us for an exclusive Lunch & Learn event where we’ll explore 10 distinct ways to leverage the John Hancock Vitality program.  Enjoy lunch on us while gaining valuable insights to help you better serve your clients! What You’ll Learn: Mitigating Costs & Underwriting Hurdles: Discover how client engagement can significantly lower lifetime premium outlays\, create decreasing premiums\, or mathematically offset the extra costs of substandard health ratings and additional ridersMaximizing Wealth & Death Benefit: Learn strategies to force a policy to accumulate more cash value over time or drastically increase the total death benefit purchasing power for your clientsBuilding Advanced Policy Hedges: Explore advanced planning techniques that use engagement as an interest rate hedge to extend policy duration or allow clients to stop paying premiums years earlier than plannedEnhancing Term Flexibility: See how maintaining a healthy status can unlock enhanced privileges that extend the convertibility window for term life policiesSpeakers:👤 David Kopaloff – Brokerage/Marketing Specialist\, Cavalier Associates 👤 Kevin Yerkovich – Sales Vice President\, John Hancock Tuesday\, May 5\, 2026 at 11:30 am Water Grill\, 3300 Bristol St\, Costa Mesa\, CA 92626This event shifts the conversation from basic wellness perks to hard\, quantitative financial planning by exploring 10 distinct ways to leverage the John Hancock Vitality program. We will demonstrate how illustration software allows you to schedule realistic engagement levels tailored to any client\, whether they are a noncommittal 58-year-old or an active marathon runner. Join us to learn how to utilize this institutional-grade tool to solve complex case design challenges\, protect against market volatility\, and drive larger case sizes. \n\n \n \n \n\n \n Questions about the event?Reach out to Chris Hogan: 805-409-4498 | Chris.Hogan@CavalierAssociates.com URL:https://cavalierassociates.com/event/beyond-self-insuring-the-high-net-worth-long-term-care-playbook-cm/ LOCATION:Water Grill\, Costa Mesa\, 3300 Bristol St\, Costa Mesa\, 92626\, United States CATEGORIES:Cavalier Associates In-Person Events ORGANIZER;CN="Chris Hogan":MAILTO:Chris.Hogan@CavalierAssociates.com END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Los_Angeles:20261006T120000 DTEND;TZID=America/Los_Angeles:20261006T133000 DTSTAMP:20261007T181942Z CREATED:20260915T185232Z LAST-MODIFIED:20261007T181942Z UID:32051-1791288000-1791293400@cavalierassociates.com SUMMARY:What Your Business Is Actually Worth DESCRIPTION:About the EventJoin us for an exclusive Lunch & Learn event where we’ll explore 10 distinct ways to leverage the John Hancock Vitality program.  Enjoy lunch on us while gaining valuable insights to help you better serve your clients! What You’ll Learn: Mitigating Costs & Underwriting Hurdles: Discover how client engagement can significantly lower lifetime premium outlays\, create decreasing premiums\, or mathematically offset the extra costs of substandard health ratings and additional ridersMaximizing Wealth & Death Benefit: Learn strategies to force a policy to accumulate more cash value over time or drastically increase the total death benefit purchasing power for your clientsBuilding Advanced Policy Hedges: Explore advanced planning techniques that use engagement as an interest rate hedge to extend policy duration or allow clients to stop paying premiums years earlier than plannedEnhancing Term Flexibility: See how maintaining a healthy status can unlock enhanced privileges that extend the convertibility window for term life policiesSpeakers:👤 David Kopaloff – Brokerage/Marketing Specialist\, Cavalier Associates 👤 Kevin Yerkovich – Sales Vice President\, John Hancock Tuesday\, May 5\, 2026 at 11:30 am Water Grill\, 3300 Bristol St\, Costa Mesa\, CA 92626This event shifts the conversation from basic wellness perks to hard\, quantitative financial planning by exploring 10 distinct ways to leverage the John Hancock Vitality program. We will demonstrate how illustration software allows you to schedule realistic engagement levels tailored to any client\, whether they are a noncommittal 58-year-old or an active marathon runner. Join us to learn how to utilize this institutional-grade tool to solve complex case design challenges\, protect against market volatility\, and drive larger case sizes. \n\n \n \n \n\n \n Questions about the event?Reach out to Chris Hogan: 805-409-4498 | Chris.Hogan@CavalierAssociates.com URL:https://cavalierassociates.com/event/what-your-business-is-actually-worth-costa-mesa/ LOCATION:Water Grill\, Costa Mesa\, 3300 Bristol St\, Costa Mesa\, 92626\, United States CATEGORIES:Cavalier Associates In-Person Events ORGANIZER;CN="Chris Hogan":MAILTO:Chris.Hogan@CavalierAssociates.com END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Los_Angeles:20261007T120000 DTEND;TZID=America/Los_Angeles:20261007T133000 DTSTAMP:20261007T181953Z CREATED:20260915T185241Z LAST-MODIFIED:20261007T181953Z UID:32065-1791374400-1791379800@cavalierassociates.com SUMMARY:What Your Business Is Actually Worth DESCRIPTION:About the EventJoin us for an exclusive Lunch & Learn event where we’ll explore 10 distinct ways to leverage the John Hancock Vitality program.  Enjoy lunch on us while gaining valuable insights to help you better serve your clients! What You’ll Learn: Mitigating Costs & Underwriting Hurdles: Discover how client engagement can significantly lower lifetime premium outlays\, create decreasing premiums\, or mathematically offset the extra costs of substandard health ratings and additional ridersMaximizing Wealth & Death Benefit: Learn strategies to force a policy to accumulate more cash value over time or drastically increase the total death benefit purchasing power for your clientsBuilding Advanced Policy Hedges: Explore advanced planning techniques that use engagement as an interest rate hedge to extend policy duration or allow clients to stop paying premiums years earlier than plannedEnhancing Term Flexibility: See how maintaining a healthy status can unlock enhanced privileges that extend the convertibility window for term life policiesSpeakers:👤 David Kopaloff – Brokerage/Marketing Specialist\, Cavalier Associates 👤 Kevin Yerkovich – Sales Vice President\, John Hancock Tuesday\, May 5\, 2026 at 11:30 am Water Grill\, 3300 Bristol St\, Costa Mesa\, CA 92626This event shifts the conversation from basic wellness perks to hard\, quantitative financial planning by exploring 10 distinct ways to leverage the John Hancock Vitality program. We will demonstrate how illustration software allows you to schedule realistic engagement levels tailored to any client\, whether they are a noncommittal 58-year-old or an active marathon runner. Join us to learn how to utilize this institutional-grade tool to solve complex case design challenges\, protect against market volatility\, and drive larger case sizes. \n\n \n \n \n\n \n Questions about the event?Reach out to Chris Hogan: 805-409-4498 | Chris.Hogan@CavalierAssociates.com URL:https://cavalierassociates.com/event/what-your-business-is-actually-worth-woodland-hills/ LOCATION:Saint & Second\, Woodland Hills\, 6220 CA-27\, Suite 1480\, Woodland Hills\, 91367\, United States CATEGORIES:Cavalier Associates In-Person Events ORGANIZER;CN="Chris Hogan":MAILTO:Chris.Hogan@CavalierAssociates.com END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/Los_Angeles:20261021T113000 DTEND;TZID=America/Los_Angeles:20261021T130000 DTSTAMP:20260824T172838Z CREATED:20260622T193626Z LAST-MODIFIED:20260824T172838Z UID:31499-1792582200-1792587600@cavalierassociates.com SUMMARY:Closing the Executive Coverage Gap: A Guaranteed-Issue Strategy for Key Employees—and a New Opportunity for Advisors DESCRIPTION:About the EventJoin us for an exclusive Lunch & Learn event where we’ll explore 10 distinct ways to leverage the John Hancock Vitality program.  Enjoy lunch on us while gaining valuable insights to help you better serve your clients! What You’ll Learn: Mitigating Costs & Underwriting Hurdles: Discover how client engagement can significantly lower lifetime premium outlays\, create decreasing premiums\, or mathematically offset the extra costs of substandard health ratings and additional ridersMaximizing Wealth & Death Benefit: Learn strategies to force a policy to accumulate more cash value over time or drastically increase the total death benefit purchasing power for your clientsBuilding Advanced Policy Hedges: Explore advanced planning techniques that use engagement as an interest rate hedge to extend policy duration or allow clients to stop paying premiums years earlier than plannedEnhancing Term Flexibility: See how maintaining a healthy status can unlock enhanced privileges that extend the convertibility window for term life policiesSpeakers:👤 David Kopaloff – Brokerage/Marketing Specialist\, Cavalier Associates 👤 Kevin Yerkovich – Sales Vice President\, John Hancock Tuesday\, May 5\, 2026 at 11:30 am Water Grill\, 3300 Bristol St\, Costa Mesa\, CA 92626This event shifts the conversation from basic wellness perks to hard\, quantitative financial planning by exploring 10 distinct ways to leverage the John Hancock Vitality program. We will demonstrate how illustration software allows you to schedule realistic engagement levels tailored to any client\, whether they are a noncommittal 58-year-old or an active marathon runner. Join us to learn how to utilize this institutional-grade tool to solve complex case design challenges\, protect against market volatility\, and drive larger case sizes. \n\n \n \n \n\n \n Questions about the event?Reach out to Chris Hogan: 805-409-4498 | Chris.Hogan@CavalierAssociates.com URL:https://cavalierassociates.com/event/closing-the-executive-coverage-gap-up-to-5m-guaranteed-issue-protection/ LOCATION:Water Grill\, Costa Mesa\, 3300 Bristol St\, Costa Mesa\, 92626\, United States CATEGORIES:Cavalier Associates In-Person Events ORGANIZER;CN="Chris Hogan":MAILTO:Chris.Hogan@CavalierAssociates.com END:VEVENT END:VCALENDAR