Product and Underwriting Guides
- Asset-Based LTC Product Features: A summary comparison of the terms and conditions of the most popular products in the asset-based LTC market.
- First Year Premium Restrictions: A summary of current first year premium limitations.
- Product and Underwriting Niches: An easy to reference guide that you can use to position each carrier in your wholesaling efforts. Contact your Marketing Consultant for more detailed information.
- Retention and Reinsurance Information: This document details each carrier’s Internal Retention, Auto-Bind and Jumbo Limits.
- Guaranteed and Simplified Issue Programs: The corporate owned and white collar multi-life markets are growing based on the need for effective, tax-favored savings vehicles for high income earners. Use this resource to understand program parameters.
- IUL Product Features: A summary comparison of the riders and features of Indexed UL products.
- LTC and Chronic Illness Rider Features: A summary comparison of the terms and conditions of Long-term Care and Chronic or Critical Care riders.
- Rolling Targets: Self-explanatory, this spreadsheet reflects all major carriers which allow rolling targets and the duration of the rolling period for each.
- Target Premium Locator: Identifies the “hidden” locations of target premiums on product illustrations from various carriers.
- Informal Inquiry Form: If you need assistance adding your company’s logo on this document please contact Marketing.
