The difference between Chronic or Critial Care Riders (CCCRs) and a true Long Term Care Rider (LTCR) is that the impairment, whatever it may be, must be expected to be permanent in order to qualify for benefits under CCCRs
The reality is that there are five distinct types of riders that all claim to do basically the same thing. So the questions is: Which type of rider are you selling?
In an effort to help producers find the best riders for their clients, we’ve put together a cheat sheet that breaks down A-rated carriers, the CCCRs they offer and the specifics of each rider.
Download our free CCCR Quick Reference Guide now – and use our research to help you next time you’re facing a CCCR or LTC rider case.
Fill out the form below, and we’ll email you the cheat sheet today!
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