Drain the Usual Suspects: Can Overfunded Life Protect HNW Clients from Coming Tax Rises?
We stand at the tree line, all silent for a moment, waiting to cross the fateful valley. I’m not talking about Faulkner’s fantasy...
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The Joys of Creating an ILIT – and the Fatal Mistake That Can Kill It
Irrevocable Life Insurance Trusts, or ILITs, are a wonderful way for clients with complex estates – or difficult heirs – to manage...
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Heads Up or Headache – Purchasing Life Insurance Inside a Qualified Plan
I like the way I earn my living, writing and editing, but some days I feel that remaining in bed, head firmly covered, seems the...
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Life Insurance Can Be a Smart Choice for Young Women
For most young, single women life insurance is not on the radar. Health insurance of course, and maybe renter’s insurance. But...
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Three Ways Life Insurance Can Help Your Estate Plan
Sometimes, life insurance can do more than protect your family in the event of your unexpected death. It can also help you in...
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Nine Things About Life Insurance Your Clients Should Know
Some 37.5 million U.S. households have no life insurance coverage at the moment, and nearly half of all households are...
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Is Life Insurance Appropriate in a 401(k)?
Many retirement investors might not immediately think of buying life insurance for a 401(k), it can be a viable option. Buying life...
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Life Insurance Case Study: What to Do When Clients Need Fast Cash
Today we hear from Lisa Rehburg, president of Rehburg Life Insurance Settlements. She discusses the tragic case of two clients: a...
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The Advantages of Making Insurance Part of Your Retirement Plan
Most people see life insurance primarily as a way to protect a family from loss of income should a breadwinner die. That...
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Why HNW Clients Need Specialized Insurance
One thing about the wealthy: they usually own a lot of stuff. We aren’t talking about knick-knacks and souvenirs – we mean valuable...
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Is Stock Market Investing with Variable Life Insurance a Good Idea?
Permanent life insurance, or whole life, is a financial product that generates some controversy. It used to be that it was promoted...
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IRS OK’s Insurers Extending Mortality Table Past Age 100
The Internal Revenue Service recently announced that life insurance providers are free to introduce new standard mortality tables...
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NAIC May Nix the New Mortality Table
The latest news on the 2017 Commissioners Standard Guaranteed Issue Mortality table, approved for use back in 2018, suggests a...
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Texas Tech Basketball Coach Chris Beard Signs New Contract with Insurance Policy
Texas Tech University, which made it to the NCAA National Championship Game this spring, has agreed on new contract terms for Red...
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Ways to Make a Term Life Policy Affordable
Term life insurance policies are often misunderstood by customers, in terms of their purpose and perceptions of how much it should...
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When is Whole Life Not Really Whole Life?
There’s no shortage of articles discussing the failings of universal life insurance. But there’s very little discussion of what’s...
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