Senate Proposal Could Make It Easier to Fund LTC Insurance
If Congress manages to pass a new bill, currently being worked up in the Senate, tax-and penalty-free withdrawals would be allowed...
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Asking Clients the Hard Questions About LT Care: A Checklist for Your Discussions
The urgency of providing for long-term healthcare costs is well established, yet many advisers are having a tough time in broaching...
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Helping HNW Clients Decide to Self-Insure Against LT Care Costs – or Not
It’s a bit of boilerplate in the profession: high-net-worth clients should provide for long-term healthcare expenses via...
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Ferreting Out Resources to Fund LT Care for Parents
You may have clients in a seemingly swimming situations: not so young anymore, but standing in a good light – a nice career...
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Build Bridges with Clients by Discussing LT Care
In case you missed it, November is National Long-Term Care Awareness Month. It’s estimated that nearly 80% of Americans will need...
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High-Cost Long-Term Care Insurance: Alternatives
Not everyone can buy long-term care insurance. For some, the price becomes cost-prohibitive if they wait too long to make a...
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Long-Term Care Insurance for Peace of Mind – and a Tax Break
People who plan to live a long and happy life – a globe-spanning majority, we wager – must consider that at some point, they’re...
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Underwriting in Insurance Planning Deserves A Stronger Focus
It’s interesting to see where people put effort and concern and where they don’t. Take life insurance and underwriting. Where’s...
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Reverse Mortgages Becoming a Solution for Providing Long-Term Healthcare
Why do borrowers choose to take a reverse mortgage? Some want an income boost, others to engage in repairs or upgrade to their...
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Helping Clients Prepare to Fund Their Parents’ LT Care
Talking to clients about solutions for funding long-term healthcare is rarely an easy matter: the subject itself is emotionally...
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States Approving Steep Hikes in LT Care Premiums
There’s little debate over the issue: in the past, insurance companies sold too many long-term healthcare policies based on...
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Common Misconceptions about Long-Term Care Insurance
The importance of providing for long-term care – a service that most seniors will need during their retirement – is becoming...
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Insurers Facing Major Long Term Care Policy Payouts
US insurance providers will soon need to make substantial payouts to customers who purchased long-term care policies, which provide...
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Five Ways to Pay for Long-Term Care without Going Broke
A recent study by the Social Science Research Network found that Americans over 65 are filing for bankruptcy at a record clip. From...
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Wanted: Innovative Solutions to Providing Long-Term Care
Let’s say you want to live forever: not on the Heavenly plain, but right here on messy, familiar Earth. If we could provide a pill...
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Hybrid Life Policies and Long-Term Care
In the life insurance industry, policies aimed specifically at providing long-term care are in decline. Clients find them too...
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