Advisor Education & Training Center
Ultra Affluent
The ‘Second Sale’ Opportunity Created by the End of the Stretch IRA
⏲ 2 min read ⏲ SECURE Act changes created new planning challenges—and opportunities. Advisors who understand the second-sale dynamic can deliver meaningful value post-inheritance.
Using Life Insurance to Hedge Against LTC and Estate Tax Uncertainty
⏲ 6 min read ⏲ Legislative uncertainty makes planning difficult. Life insurance can act as a flexible hedge against both long-term care costs and future estate tax exposure.
Why Asset Location Matters as Much as Asset Allocation
⏲ 3 min read ⏲ How assets are positioned can be just as important as how they’re invested. Strategic asset location improves tax efficiency and long-term portfolio performance.
When Life Insurance Becomes an Asset Identifying Settlement Opportunities for Clients
⏲ 1 min read ⏲ Policies that no longer serve their original purpose may still hold meaningful value. Knowing when a life settlement makes sense can uncover opportunities clients didn’t know they had.
