What was once a rather straightforward discussion of Disability Income protection has evolved.
Income Replacement has become a diverse collection of tools to guard against a myriad of potential disruptions to not only a client’s income but also the asset that underlies that income. This may be their ability to work, as in the case of Disability Income, or a potential risk to their accumulated assets such as an extended long term care claim. In either event, this risk can be mitigated, and Cavalier Associates can help you guide your client through the process of evaluating all of the tools at our disposal.
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