Underwriting Uncovered – Table Shaving & Underwriting Credits: How the Programs Work—and What Underwriters Need to See

About the Event

Table shaving and underwriting credit programs can improve the underwriting outcome for qualifying life insurance cases. When a case meets the carrier’s requirements, the applicable program should be considered automatically. 

That does not mean advisors can afford to leave the process to chance. 

Understanding how these programs work can help you identify favorable case characteristics, select an appropriate carrier, and increase the chances of qualifying for credits tha deliver the best possible outcome for the client. 

Join Chief Underwriting Officer Ken Turscak and Adam Cavalier for a practical discussion of how carriers evaluate cases for table shaving and underwriting credits—and what advisors should know before submitting the case.

You’ll learn: 

• How automatic table-shaving and underwriting credit programs generally work 

• Which health, lifestyle, laboratory, and other favorable factors may affect eligibility 

• How program structures and qualification criteria can differ among carriers 

• What case information and documentation underwriters need to evaluate all applicable factors 

• How greater familiarity with these programs can support carrier selection and client expectation-setting 

Walk away with a clearer understanding of how these programs affect underwriting decisions—and how to position challenging cases for complete and accurate consideration. 

Register Now!