The Math of Living Longer: 10 Ways to Transform Case Design – Costa Mesa

About the Event

What You’ll Learn:

• Mitigating Costs & Underwriting Hurdles: Discover how client engagement can significantly lower lifetime premium outlays, create decreasing premiums, or mathematically offset the extra costs of substandard health ratings and additional riders
• Maximizing Wealth & Death Benefit: Learn strategies to force a policy to accumulate more cash value over time or drastically increase the total death benefit purchasing power for your clients
• Building Advanced Policy Hedges: Explore advanced planning techniques that use engagement as an interest rate hedge to extend policy duration or allow clients to stop paying premiums years earlier than planned
• Enhancing Term Flexibility: See how maintaining a healthy status can unlock enhanced privileges that extend the convertibility window for term life policies

Speakers:
👤 David Kopaloff – Brokerage/Marketing Specialist, Cavalier Associates

👤 Kevin Yerkovich – Sales Vice President, John Hancock

Tuesday, May 5, 2026 at 11:30 am

This event shifts the conversation from basic wellness perks to hard, quantitative financial planning by exploring 10 distinct ways to leverage the John Hancock Vitality program. We will demonstrate how illustration software allows you to schedule realistic engagement levels tailored to any client, whether they are a noncommittal 58-year-old or an active marathon runner. Join us to learn how to utilize this institutional-grade tool to solve complex case design challenges, protect against market volatility, and drive larger case sizes.