When Retirement Planning Meets Real Life – Costa Mesa

About the Event

Key topics include:

• LTC Is No Longer a “Later” Conversation
  Long-term care is not a place—it’s an event that can disrupt retirement income, legacy plans, and family dynamics if not addressed proactively. Today’s clients live longer, face more complex care scenarios, and expect advisors to lead these conversations with confidence
• Women, Families, and Complex Relationships Are Driving New Planning Challenges
  Women are more likely to be caregivers and care recipients, often experiencing longer claims and greater financial impact. Add in divorce, remarriage, and cohabitation, and LTC planning becomes a critical—and often overlooked—risk factor in comprehensive advice
• Position Yourself as a Planner, Not a Product Pusher
  Learn how leading advisors are reframing LTC discussions as part of retirement protection and estate coordination—using flexible solutions and thoughtful ownership strategies that align with modern family structures and client expectations

You’re invited to join David Kopaloff of Cavalier Associates, Julie Udovch and Chris Chertboonmuang of Nationwide—along with special guest Shawn Britt, Director of LTC Initiatives at Nationwide—for a candid, advisor-to-advisor conversation over lunch.

Hosted by:

• David Kopaloff, Life Marketing Consultant, Cavalier Associates
• Julie Udovch, Regional Vice President CareMatters, Nationwide
• Chris Chertboonmuang, Regional Vice President, Nationwide
• Shawn Britt, Director of LTC Initiatives, Nationwide

Wednesday, February 4, 2026 at 12:00pm

Water Grill, 3300 Bristol St, Costa Mesa, CA 92626

Lunch Provided

This is not a product presentation.  It’s a strategic discussion on how long-term care planning fits into real-world retirement planning today—covering what’s changing, what’s working, and how advisors can elevate their value in client conversations.