Advisor Education & Training Center
Affluent
Putting the One Big Beautiful Bill to Work in Your Business
⏲ 6 min read ⏲ While summaries and analysis of the impact of the One Big Beautiful Bill Act (OBBBA) are readily available, challenges around how to quantify any increased free cash flow for a…
Planning for a Projected Inheritance
⏲ 4 min read ⏲ A well-crafted and effective estate plan will often span generations. Implementing insurance solutions involving later generations who may not have a significant net worth today, however, can be challenging.
Flexible Funding Strategies for ILITs
⏲ 4 min read ⏲ As the sunset of the Tax Cuts and Jobs Act approaches, the need for flexibility when funding estate planning strategies is more important than ever.
Don’t Outgrow Your Business Insurance
⏲ 4 min read ⏲ Best practices exist for a reason, as do products that may cost a bit more but offer superior value. In this real-life example, an insurance solution that is built for…
Can You Spend the Same Dollar Twice?
⏲ 4 min read ⏲ That’s exactly what many think is possible with accumulation products that also offer living benefits. The truth is that an income, living benefits and death benefits all come from the…
Can You Insure Against Market Losses?
⏲ 5 min read ⏲ With the recent increase in frequency and severity of natural disasters, risk management is top of mind for many. Of course, the risks clients face includes other topics, including threats…
Buy-Sell Strategy: Flexibility Without Administrative Headaches
⏲ 5 min read ⏲ Balancing convenience with long-term flexibility and efficiency in buy-sell planning boils down to one key question: How can we enhance planning flexibility and tax efficiency without increasing administrative complexity or…
An Estate Tax Planning Loophole for Foreign Nationals
⏲ 3 min read ⏲ While estate tax uncertainty is the order of the day for U.S. Citizens, other elements of U.S. Estate Tax Law remain unchanged: Estate taxes due on U.S. Assets owned by…
An Estate Planning Renaissance of a Different Sort
⏲ 4 min read ⏲ The anticipated sunset of the Tax Cuts and Jobs Act in 2025 may no longer bring sweeping federal estate tax changes. Instead, state-level estate and inheritance taxes are emerging as…
The Tax Time Bomb of Self-Funding Long-Term Care Costs
⏲ 4 min read ⏲ There’s a common belief in the affluent market regarding Long-Term Care Insurance: I can afford to pay for care out of my assets. While that may be true, there’s another…
Indexed UL with an Exit Strategy
⏲ 4 min read ⏲ Varying economic conditions cause permanent life insurance products to fall in and out of favor. That’s not much of a problem for new insurance policies, but for in force policies…
How to Use Your LTC Premiums to Reduce Your Tax Bill
⏲ 4 min read ⏲ While tax deductions are available to Long-Term Care Insurance owners the particulars point to a decision between modest tax savings today versus more significant tax savings in the long run.
