Advisor Education & Training Center
Thanks for visiting the Advisor Education & Training Center, an educational platform designed to not only expose the financial and
insurance planning community to new strategies and sales ideas, but also provides direct access to the experts behind them.
To Exchange or Surrender, that is the Question!
⏲ 3 min read ⏲ For most, this question is easy to answer: A 1035 Exchange can avoid any taxable events, and the funds are transferred directly from one insurance company to another, making it…
Putting the One Big Beautiful Bill to Work in Your Business
⏲ 6 min read ⏲ While summaries and analysis of the impact of the One Big Beautiful Bill Act (OBBBA) are readily available, challenges around how to quantify any increased free cash flow for a…
Planning for a Projected Inheritance
⏲ 4 min read ⏲ A well-crafted and effective estate plan will often span generations. Implementing insurance solutions involving later generations who may not have a significant net worth today, however, can be challenging.
Making the Case for Annuity-Based Asset-Based LTC Products
⏲ 7 min read ⏲ ?It’s tempting to use an “apples to apples” approach when considering the premium deposit used to fund an Asset-Based LTC solution. Given the availability of a tax-free 1035 exchange when…
An Estate Planning Renaissance of a Different Sort
⏲ 4 min read ⏲ The anticipated sunset of the Tax Cuts and Jobs Act in 2025 may no longer bring sweeping federal estate tax changes. Instead, state-level estate and inheritance taxes are emerging as…
An Estate Tax Planning Loophole for Foreign Nationals
⏲ 3 min read ⏲ While estate tax uncertainty is the order of the day for U.S. Citizens, other elements of U.S. Estate Tax Law remain unchanged: Estate taxes due on U.S. Assets owned by…
Buy-Sell Strategy: Flexibility Without Administrative Headaches
⏲ 5 min read ⏲ Balancing convenience with long-term flexibility and efficiency in buy-sell planning boils down to one key question: How can we enhance planning flexibility and tax efficiency without increasing administrative complexity or…
Can You Insure Against Market Losses?
⏲ 5 min read ⏲ With the recent increase in frequency and severity of natural disasters, risk management is top of mind for many. Of course, the risks clients face includes other topics, including threats…
Can You Spend the Same Dollar Twice?
⏲ 4 min read ⏲ That’s exactly what many think is possible with accumulation products that also offer living benefits. The truth is that an income, living benefits and death benefits all come from the…
Don’t Outgrow Your Business Insurance
⏲ 4 min read ⏲ Best practices exist for a reason, as do products that may cost a bit more but offer superior value. In this real-life example, an insurance solution that is built for…
Flexible Funding Strategies for ILITs
⏲ 4 min read ⏲ As the sunset of the Tax Cuts and Jobs Act approaches, the need for flexibility when funding estate planning strategies is more important than ever.
A Planning Swiss Army Knife on Steroids
⏲ 4 min read ⏲ Today, client’s available dollars for financial planning need to go further, and life insurance products that offer a broader value proposition are a great solution. That said, solutions that try…
