Advisor Education & Training Center
Middle Market
Can You Spend the Same Dollar Twice?
⏲ 4 min read ⏲ That’s exactly what many think is possible with accumulation products that also offer living benefits. The truth is that an income, living benefits and death benefits all come from the…
A Planning Swiss Army Knife on Steroids
⏲ 4 min read ⏲ Today, client’s available dollars for financial planning need to go further, and life insurance products that offer a broader value proposition are a great solution. That said, solutions that try…
The Middle Ground Between a MYGA and an FIA
⏲ 3 min read ⏲ One of the fundamental elements of financial planning is matching client risk tolerance and time horizons to a suitable product solution. That can become challenging when the client’s true appetite…
Split Annuity Solution Turns $300,000 into over $625,000 Overnight
⏲ 2 min read ⏲ Retired clients have a primary fear: Outliving their assets. This strategy addresses that fear on two fronts: Providing a growth opportunity while creating a benefit pool to tap should they…
A “Balanced” Approach to Accumulation IUL Case Design
⏲ 2 min read ⏲ The conventional approach to designing accumulation-focused Indexed UL strategies involves minimizing the death benefit. Often, this is combined with using the maximum AG49 compliant illustrated rate to squeeze every dollar…
The Seasoned Life Insurance Challenge
⏲ 2 min read ⏲ As clients age, they can find themselves in an enviable position: Their insurance assets have done what they were designed to do: Provide protection for their loved ones.
